The release promised to the board slips again, and the engineers build what the ticket says, not what the business needs.
This results inA backlog that grows while releases shrink, and board meetings spent explaining the slip.
Stop being your product's technical escalation point. A named senior team run by an accountable Solution Architect owns the engineering end to end (architecture, estimates, sprints, releases, people) and reports to you every two weeks in plain business terms. Product decisions stay yours.

You are confident the team will deliver, so you stop checking on it every day and have nothing to explain to the director or the board. Releases go out on time, and your head is on the product.
Measured in features released to customers per quarter, retention, support costs and speed from fix to production.

The release promised to the board slips again, and the engineers build what the ticket says, not what the business needs.
This results inA backlog that grows while releases shrink, and board meetings spent explaining the slip.
The team is slow and opaque: you find out about a slip in the status meeting, after the date has passed.
This results inA full engineering bill every month for features that don't ship.
You answer to leadership for targets you aren't reaching, with no way to see inside the team.
This results inYou lose management's trust, and the next budget goes to someone else.
Without CodeLions there are usually three paths.
What it does wellA fresh team and a lower rate.
Where it falls shortOver-promise, under-deliver. Every new vendor makes the same promises, and the first sprints show whether they are after results for the business or more billable hours. You still buy hours, not results, and the release slips again.
What it does wellAn independent technical view and a roadmap document within weeks.
Where it falls shortA plan, not a release. The fractional CTO writes a solid roadmap and leaves; selling it to the engineers and delivering it stays with you and the team lead.
What it does wellA leader in context, people under direct control and, with AI tooling, faster and cheaper development.
Where it falls shortToo slow to matter. A CTO search takes months, onboarding takes more, and the first visible results come later still. Meanwhile the deadlines move out again and the competitors move ahead.
Releases with dates tied to your client and bank contracts, each with an estimate you can take to the board as it is.
A Solution Architect owns architecture, estimates, sprints and releases. You keep the product decisions.
Weekly demos and releases to plan replace the quarterly surprise.
A backup for every role, and team members replaced on request without a hiring cycle, so the product no longer depends on one contractor or vendor.

Named seniors led by an accountable Solution Architect, composition chosen from the audit options (with or without AI agents). CVs upfront and a 30-day onboarding plan. Your code, access and data are yours from day one.
Dates tied to your client and bank contracts, with quarterly epics, estimates and weekly demos.
Written for leadership: shipped, next, risks, budget versus plan.
Velocity, budget, risks and the decisions we need from you.
Documentation, runbooks and a security and compliance pack for bank due diligence.
A backup for every role, no single point of failure, and team members replaced on request without a hiring cycle.
Proposals for the product, where to apply AI and what to automate. Product decisions stay with you; your CTO keeps architecture authority and works alongside us, not instead of us.
In control of the product without managing the engineering day to day. Nobody asks "will you make it?", and there is nothing to explain to the board.
“I keep the product under control.”

Estimates you can check: the roadmap is broken down task by task, with an architecture diagram and people and AI agents sized separately, where others give one number.
We tell you when not to hire us. If a smaller build, your current vendor or no build is the better answer, the audit says so, and the document is yours either way.
The person who wrote the plan delivers it: the same Solution Architect runs the named team to release, with no handover gaps and no people rotated without your consent.
Product Owners, product managers and non-technical founders at fintech and financial-services companies
From €25,000 per month depending on team composition, 6-month minimum. We don't sell hours: you get a team that stays and outcomes you can plan around, for roughly the cost of 1–2 senior hires in Zurich or London.
Stop explaining to the board why the release slipped again. Get an honest picture of your product in two weeks, a plan you can defend to management, and a team that ships it on time and stays.
Book a callStart with the audit. The document is yours whatever you decide, even to renegotiate with your current vendor.
An EU company (Estonia) with engineers across Europe, overlapping hours and a replacement plan agreed before the start. Our longest client relationships run over five years.
Most CTOs are, for good reason: hours sold and people who rotate. Here the CTO keeps architecture authority and the final say, meets the named team before the start and sees a demo every week. The audit is a document he can challenge line by line before anything else is signed.